takes the protection of personal data very seriously. Personal data is any
information relating to an identified or identifiable person. It includes for
example the individual's name, postal address, telephone/fax number, email
address, as well as his or her IP address and the date and time our website is
We are compliant with Swiss data protection legislation and all other applicable data protection provisions.
Recording of general information during visits to our website
During a visit to the websites of PensExpert AG, only routine data such as the IP address, date and time of the visit, the websites visited, the amount of data transferred, the website accessing and the identification data of the browsers used are collected. None of the data collected is personal: it is used solely for the purpose of obtaining general statistical information on the use of the websites. This data is neither published by us nor shared with third parties without authorisation.
Usage of Google services
Our websites can
make use of the Google Analytics web analysis service. The provider is Google
Inc., 1600 Amphitheatre Parkway Mountain View, CA 94043, USA. Google Analytics
websites is usually transmitted to and stored on a Google server in the USA.
For more information on how Google Analytics uses user data, please see
You can get in touch with PensExpert AG using the contact form. We store and process the data provided by you exclusively where required for the purpose [of sending the newsletter or] of answering your enquiry.
Information concerning our services
If you avail yourself of a service provided by PensExpert AG, we also store and process your data, in particular personal, pension fund and financial data. We only collect data that are specifically required for the performance of the service ordered from us and also only for this purpose.
Disclosure of personal data to third parties
If necessary or helpful [in relation to registration for or the dispatch of the newsletter or] in relation to process your enquiry, we may share your data with a company affiliated with PensExpert AG or an external service provider. They are obliged to process the data exclusively on our behalf and in accordance with our instructions, and must observe the applicable statutory provisions. Data are disclosed to public authorities and government agencies only where required by law, such as in accordance with or in response to a court order or other mandatory order issued by prosecution authorities.
We take technical and organisational precautions to protect your personal data from accidental or intentional manipulation, loss or destruction, and from access by unauthorised persons. We continuously improve these precautions in line with technological developments. Nevertheless, internet-based data transmission can be vulnerable – absolute protection cannot be guaranteed.
Data processing for a specified purpose
We shall store your data only for as long as is necessary to meet the purpose for which you have provided us with them or to comply with retention requirements under the law.
You can request confirmation or information about how we process your data at any time. You are also entitled to demand the rectification, completion, erasure or restriction of the processing of your data, as well as to transmission of the data in a structured, commonly used and machine-readable format, provided that the processing of your data by us is not necessary for the fulfilment of the respective purpose and no statutory retention period applies. Furthermore, you may, at any time, object to the processing of your data and revoke your consent to data processing. If you wish to make use of one or more of these rights, you should contact our data protection officer.
We shall not incur any liability for losses caused by the usage or failure to use the information provided on our website or the usage of any information on our website that is incorrect or incomplete.
Our website contains links to third-party websites. We do not have any knowledge of their exact contents and cannot exert any influence over them. We do not accept any liability for the content of external links.
The text and graphics on our website are protected by copyright. They may only be used by third parties with the express approval of PensExpert AG.
for data protection purposes is PensExpert AG, Kauffmannweg 16, 6003 Lucerne
Please contact our data protection officer directly if you have any questions relating to data protection or if you suspect or are aware of any data protection violations: email@example.com.