Private banking for your pension assets

PensFlex 1e collective foundation 

The PensFlex collective foundation is a pioneer in modern occupational pension provision. We enable companies and the self-employed to build up an occupational pension system designed to meet the specific needs of the company and its employees.

Secure retirement provision through asset accumulation at an individual level

Pension provision ensures you can retain your standard of living in retirement. For higher earners, most of their income in retirement will come from their occupational pension provision. However, studies on occupational pension provision show that conventional pension funds and their insureds are facing insurmountable obstacles in their quest to ensure acceptable pensions. The challenges are demographic (ageing), financial (investment crisis) and regulatory (mandatory redistribution, conversion rate).

In PensFlex, PensExpert developed sustainable and flexible pension schemes 20 years ago that are based on individualisation, self-determination and personal responsibility. We treat each insured as a stand-alone pension fund.