PensFlex: Collective foundation 1e

Within the scope of the legal possibilities, we design creative and customized pension plans for you. With PensFlex, you have the option of setting up your 1e pension plan freely and optimally coordinated with your basic pension fund - and at attractive risk premiums. If required, you can offer your employees three different optional plans.  

Why PensFlex?

There are many good reasons for PensFlex. A well-developed executive pension plan is an important salary component today. Due to the redistribution in the 2nd pillar, a tax-optimized executive pension plan is an important criterion for many executives.

Flexible planning

With PensFlex, you have the option of setting up your 1e pension plan freely and optimally in line with your basic pension fund. In addition, our split pension solution gives you the necessary design freedom, while our very positive claims experience ensures attractive risk premiums.

Tax advantages for your company

PensFlex enables your company to accumulate employer contribution reserves. That allows you to reduce your company’s profit when earnings are high by accumulating reserves. Extra employer financing for managers’ pension contributions instead of a salary increase adds genuine value through tax relief for employer and employee.

Tax benefits for your executives

Due to the redistribution in the 2nd pillar, a tax-optimized executive pension plan is an important criterion for more and more executives. We are happy to support you in tax planning and in choosing the right instruments.

High planning reliability

PensFlex gives your company more planning security and thus financial advantages. With our split 1e pension solution, there are no redistributions, no restructuring risk and no balance sheet inflation.

Create to measure

With PensFlex, you can choose between investment strategies with an asset management mandate or investment strategies with BVV2-compliant strategy profiles. We will be happy to help you find the right solution for you.

«We like the way PensExpert supports the individuality of our management employees in terms of their personal pension provision.»
Zeno Böhm
CEO
Burkhalter Group

Self-determination

You decide on your personal investment strategy individually, entrepreneurially and under your own responsibility.

Transparency

You receive full transparency regarding costs and performance.

Investment success

The performance of your assets is credited 100% to your personal retirement custodian account.

A brief overview

Year of foundation

2000

Foundation domicile

Lucerne

Foundation board

Marcus Waldispühl, Meggen (Chairman)
Dionys Berwert, Meggen
Franziska Bur Bürgin, Basel
Sebastien Godin, Cham

Management and Consulting

PensExpert AG

Reinsurer

Mobiliar Lebensversicherungsgesellschaft

Pension fund expert

Dominique Koch, Dipeka AG, Basel

Auditor

Convisa Revisions AG, Schwyz

Supervision

Zentralschweizer BVG und Stiftungsaufsicht (ZBSA)

Thank you for your interest. We will be in touch shortly.

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+41 41 226 15 15
welcome@pens-expert.ch

Documents and forms

Regulations

Forms

Voting Reports