PensFlex 1e collective foundation
The PensFlex collective foundation is a pioneer in modern
occupational pension provision. We enable companies and the self-employed to
build up an occupational pension system designed to meet the specific needs of
the company and its employees.
retirement provision through asset accumulation at an individual level
Pension provision ensures you can retain your
standard of living in retirement. For higher earners, most of their income in
retirement will come from their occupational pension provision. However,
studies on occupational pension provision show that conventional pension funds
and their insureds are facing insurmountable obstacles in their quest to ensure
acceptable pensions. The challenges are demographic (ageing), financial
(investment crisis) and regulatory (mandatory redistribution, conversion rate).
PensExpert developed sustainable and flexible pension schemes 20 years ago that
are based on individualisation, self-determination and personal responsibility.
We treat each insured as a stand-alone pension fund.