Private banking for your pension assets


PensFlex 1e collective foundation 

The PensFlex collective foundation is a pioneer in modern occupational pension provision. We enable companies and the self-employed to build up an occupational pension system designed to meet the specific needs of the company and its employees.


Secure retirement provision through asset accumulation at an individual level

Pension provision ensures you can retain your standard of living in retirement. For higher earners, most of their income in retirement will come from their occupational pension provision. However, studies on occupational pension provision show that conventional pension funds and their insureds are facing insurmountable obstacles in their quest to ensure acceptable pensions. The challenges are demographic (ageing), financial (investment crisis) and regulatory (mandatory redistribution, conversion rate).


In PensFlex, PensExpert developed sustainable and flexible pension schemes 20 years ago that are based on individualisation, self-determination and personal responsibility. We treat each insured as a stand-alone pension fund. 

Self-determination

You decide on your personal investment strategy individually, entrepreneurially and under your own responsibility.

Transparency

You receive full transparency regarding costs and performance.

Investment success

The performance of your assets is credited 100% to your personal retirement custodian account.
«We like the way PensExpert supports the individuality of our management employees in terms of their personal pension provision.»
Zeno Böhm
CFO
Burkhalter Group

Why PensFlex?

There are many good reasons for choosing PensFlex. A well-structured management pension scheme is an important remuneration package component. Tax-optimised management pension provision is an important criterion for many managers due to the reallocation to the 2nd pillar.

A brief overview

Year of foundation

2000

Foundation domicile

Lucerne

Foundation board

Marcus Waldispühl, Meggen (Chairman)
Dionys Berwert, Meggen
Mario Lazzarini, Malans
Jean Wey, Hergiswil

Management and Consulting

PensExpert AG

Reinsurer

Mobiliar Lebensversicherungsgesellschaft

Pension fund expert

Dominique Koch, Dipeka AG, Basel

Auditor

Convisa Revisions AG, Schwyz

Supervision

Zentralschweizer BVG und Stiftungsaufsicht (ZBSA)

PensExpert-Luzern-Jacqueline-Mueller
Jacqueline Müller
Communication

Thank you for your interest. We will be in touch shortly.

Do you have any questions? Please contact us!

Or contact us directly.

+41 41 226 15 15
welcome@pens-expert.ch

Documents and forms (soon available in English)

Regulations

The forms are currently being updated.