Financial advantages through planning security

No reallocations

The split PensFlex pension solutions do not involve any reallocations between mandatory and extra mandatory pension assets. We refrain from these non-systemic subsidies that the majority of pension funds are forced to engage in.

No refinancing risk

The PensFlex 1e pension solution does not provide any capital or interest rate guarantees for insured persons, thus avoiding any resulting financial risk for your company. Each individual insured member thus receives the entire return from their selected investment strategy. Your pension fund cannot suffer a deficit. You, as the employer, therefore incur no refinancing risk.

No balance sheet bloating

Companies that comply with international accounting standards (IFRS or US-GAAP) are particularly well positioned to reduce their balance sheet pension fund obligations through 1e solutions. This balance sheet relief increases the profitability of your equity capital.


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