The exclusive parking space for your retirement assets

Our Solutions
PensFree

PensFree vested benefits foundation

Are you planning an extended stay abroad, further training or a career break after many years of working? We enable you to structure your pension provision according to your requirements. PensFree is the independent vested benefits institution with an extensive selection of investment solutions.

Investment advantages

You are free to choose your banking partner and investment strategy at advantageous fund fees.

Flexible capital withdrawal

You are free to choose when to withdraw your assets from five years before the AHV retirement age. Let us advise you.

Low tax at source rate

Bags packed? Check. Passport? Check. Pension provision? Benefit from the attractive tax rates of Canton Schwyz, where the foundation is headquartered.

Why PensFree?

A vested benefits account secures occupational provisions if you exit your pension fund without joining a new pension scheme straight away. We enable you to plan a career break with a clear pension strategy plus associated investment solution.

Tax haven vested benefits account You decide what goes into your custodian account When can you withdraw your vested benefits account? Tax advantages when withdrawing capital Low withholding tax when you move from Switzerland

Splitting

It is worth transferring your pension assets to two different vested benefits institutions when leaving the pension fund. Why? Your retirement capital may not be paid out in tranches from a vested benefits institution. We can arrange a split for you through our vested benefit foundations PensFree and Independent.

The PensFree vested benefits foundation is ideal for anyone

exiting their pension fund, whether permanently or temporarily
carefully planning early retirement
moving abroad or returning to their home country
with surplus capacity prior to joining a new pension fund
starting self-employment

A brief overview

Year of foundation

2001

Foundation headquarter

Schwyz

Foundation board

Marcus Waldispühl, Meggen (Chairman)
Dionys Berwert, Meggen
Mark Huber, Galgenen
Ivan Brot, Wangen (SZ)
Jean Wey, Hergiswil
Mario Lazzarini, Malans

Management and Consulting

PensExpert AG

Auditor

Convisa Revisions AG, Schwyz

Supervision

Zentralschweizer BVG- und Stiftungsaufsicht (ZBSA)

Arta Cekaj

Head Digital Strategy

Thank you for your interest. We will be in touch shortly.

Do you have any questions? Please contact us!

Are you already a customer?

Yes No

First and last name

Select subject area

Zip code

Remarks

Phone number / e-mail

Or contact us directly.

+41 41 226 15 15
welcome@pens-expert.ch

Documents and regulations

Regulations

Pension fund regulations Investment regulations