Future provisions is a means to invest in a tax-free setting. Why is it in your interest to pay into the 2nd pillar as much as possible? You do not pay any wealth tax on all the capital accumulated in PensUnit. Nor do you pay any income tax on the dividend and interest rate income from your pension capital. Voluntary purchases are therefore worthwhile.
You also reduce your taxable income and therefore your tax burden. Your advantages at a glance:
- You improve your retirement provision.
- You can achieve your goal of early retirement with good planning.
- You save taxes by reducing your taxable income.
- A future capital withdrawal is modestly taxed in most cantons.