Are you planning your future as an expatriate?

With our expertise, you are well positioned internationally.


Be smart when withdrawing capital

If you withdraw pension assets via our Pens3a foundation or PensFree vested benefits foundation, you benefit from a very low rate of source tax. Canton Schwyz has the lowest source tax in Switzerland. Calculate your tax benefit now.

Insured domestically and abroad

The cover provided by your pension fund ends when you leave the pension scheme. However, you retain your death and disability cover for 30 days after leaving. We offer the exclusive opportunity of insurance cover via the Independent vested benefits foundation. Request a non-binding offer today.

Tax at source

The foundation's domicile is in Canton Schwyz, so you benefit from a low source tax.

Freedom of withdrawal

Withdraw your pension assets or leave it intact with tax-exempt? It’s up to you.

Insurance protection

Individually insured, global protection.
PensExpert-Zürich-mit-Blick-Richtung-Brandschenkestrasse

PensFree Vested benefits foundation

The working world is becoming more flexible. Employees undergo phases of working and not working, whether through taking a career break after many years, to further their training, have a baby or attend an extended language course. If so, you need an uncomplicated vested benefits foundation as a “parking space” for your accumulated retirement assets.

Your added values:

  • Low rate tax at source in Canton Schwyz.
  • Free choice of bank and investment strategy.
  • Mortgage to finance your own home
  • Personal advice from your pension provision coach

Find out more

PensExpert-Präsentation-blättern

Pens3a Foundation

“When you're old, you're old”, as the young and young at heart like to say. However, they forget that early 3rd pillar payments bring long-term benefits. That’s why we offer a voluntary private pension solution for you. An additional exclusive provision is that Pens3a is the only Pillar 3a pension foundation in Switzerland that offers a mortgage to finance your own home.

Your added values:

  • Low rate tax at source in Canton Schwyz.
  • Free choice of investment strategy and bank
  • Pens Expert mortgage to finance your own home
  • Personal advice from your pension provision coach

Find out more

These are our experts

PensExpert-Luzern-Ajaani_Kanthasamy
Ajaani Kanthasamy
Client management PensFree and Pens3a
PensExpert-Luzern-Silvia-Thalmann
Silvia Thalmann
Client management PensFree and Pens3a
PensExpert-Zurich-Teodora-Toma
Teodora Toma
Client management Independent
Header-PensExpert-Fabio-Preite

Discover more benefits

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